Answers Hub

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Member Portal

Register in the Member Portal

Learn how to register to the Member Portal to access all the features specific to your personal information and circumstances.

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Health Benefits

How will I know what my benefits are?

You should receive an annual pension statement in approximately June of each year that will detail your hours and service and provide your status with the Plan.

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Health Benefits

Can I sign over my benefits?

No, the pension plan contains provisions prohibiting any assignment, sale or attachment of this pension benefit. It cannot be used as security or collateral for a loan.

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Pension Plan

When will my pension benefits begin?

The normal retirement pension begins on the later of the month you reach age 65 or the month following the date you last worked.

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Pension Plan

Can I cash out my pension?

No. If you are age 53 or older, your benefit must be used to provide you with a monthly pension upon retirement. However, if you cease to work in covered employment...

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Pension Plan

When am I vested under the Plan?

Since 2014, you join the Plan and are immediately vested once your total Hours reported over any three (3) consecutive months equals 300 or more,

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Ellement App

Healthcare Spending Account (HCSA) top-up in the Ellement app

Learn how to submit an unpaid balance of an approved claim through the Healthcare Spending Account (HCSA) in the Ellement app.

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Member Portal

Access the Pension Estimator

As a member of IUPAT Local 177, you can now estimate the monthly retirement pension amount payable to you from the pension plan based on your expected retirement date or age through the Member Portal.

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Ellement App

Announcements and communications in the Ellement app

Discover the location of crucial  member details and other useful information in the Ellement app.

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Ellement App

Filter the claim history

Search your Claim History in the Ellement app to determine the status of a claim and review the Explanation of Benefits.

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Ellement App

Submit a claim

Learn how to file service claims using the Ellement app to get the most out of your benefits.

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Ellement App

Register on the Ellement App

Create your username and password in the Ellement app to start managing your health and wellness benefits.

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